At Home Network has been involved with every aspect of Real Estate Development and related Consultancy Services for many years now. Our highly qualified and experienced staff offer expert advice on the full spectrum of project preparation and planning, from the top end of the commercial market through to smaller 'hobby' investment projects. With the support of our carefully selected partners, we are proud to offer a one-stop-shop opportunity for your entire Real Estate Project.
- Market Research/Market Analysis
- Feasibility Studies
- Calculation of Returns
- Strategy Consultation
- Advice on Optimizing Portfolio
The most important factor in getting the maximum return on your investment is to conduct a comprehensive assessment on the type of strategy that you should use when deciding exactly how you will invest. And regardless of what you are looking for; whether you are a landowner looking to expand your share of the market and make a decent short-term profit in development, office-space or accommodation, or whether you are simply trying to locate a suitable property to house you (and perhaps your family), we will do our best to find the right solution for you.
One of the most popular methods of investing one's money is currently to invest in rental properties, in order to acquire a regular and hopefully reliable source of monthly income, as well as having the chance to own a property which will hopefully increase in value over time. It can be, however, rather difficult to locate a suitable piece of real estate that will be constantly in demand and therefore capable of providing rent to the owner over a long period of time. It is very important that you know something about the area that you are choosing to rent and to have connections with people and businesses related to the rental sector, which is where we at the At Home Network come in. Our staff have extensive knowledge of all the areas that we operate in, and will be on hand at all times to guide you towards the investment that is right for you, and provide you with all the information that you might need.
What Does Investment Real Estate Mean?
Investment Real Estate is where the property has been purchased primarily as a means of making a short or longer term profit, rather than as a place of residence. In many cases the owner of such a property will have several pieces of real-estate which are either rented out or in the process of being renovated with a view to sell.
Owners of rental apartments or houses are often seeking for profit not just from the rent itself, but also from the increase in value of the property over time. In many ways the housing market is a much safer and reliable method of investing in the long term than stocks and shares, and whilst is of course extremely important to invest wisely, as it is in any area, we believe that with our help you can find something that will be both a profitable and stress-free investment, both in the short and the long term.
When you buy your property through us, we help you find the mortgage that best suits your needs. This frees you from having to investigate and analyse the innumerable possibilities on the market. All loans and mortgages applied for through us are available to all European Union nationals.
Our Bank Loan Consultancy Services include:
- Loans and mortgages
- Freehold mortgages
- Leasing services
Why deal with several different companies, when you can have one company, with a designated staff member working with you on your project and managing it for you. This can be especially helpful if you are unable to visit Hungary frequently. With us, you save money, and the whole process will be completed on time, within budget and headache-free.
If you want to live in Budapest, or buying an investment, leasing property long term or only for short-term holiday lets, whatever your aim, we can help and advise.
Hungarian mortgages work in similar ways to UK mortgages. Money is lent to an individual to purchase a property and if the borrower cannot meet the repayments the banks can repossess the property.
By combining home search and mortgage services, we are able to streamline the process and reduce costs.
The most common types of mortgage are the Fixed Rate Mortgage (FRM) and the Adjustable Rate Mortgage (ARM). Most first time buyers opt for a Fixed Rate, 30 year mortgage. To help you understand each type of mortgage, we've given a brief explanation for comparison below.
Fixed Rate - 30 Years
Monthly payments are lower than they would be on a shorter-term loan. The interest rate is locked in when you secure the mortgage and does not change over the life of the loan.
Fixed Rate - 15 Years
Also becoming very common, the 15 year mortgage results in higher monthly payments, but at a lower rate of interest.
Adjustable Rate Mortgage
An adjustable rate mortgage has a fixed interest rate at the time the mortgage is secured. At the start of the loan, the payment is also fixed. Neither the interest rate, nor the payment are fixed for the life of the mortgage, however. After the initial fixed period, both the interest rate and the monthly payments are adjusted to reflect the then-current market interest rates. The calculations to determine the adjustment is at the discretion of the lender, each using their own formula and index.